Value Investing — Educational Series Open the steel almirah in many Indian homes and you will find the family’s life savings arranged in a familiar way. There is gold jewellery wrapped carefully in cloth. There are the papers for a
Value Investing — Educational Series Picture a second-hand scooter parked outside a house. It will not start on the first kick. Some mornings the engine coughs and dies; other days it leaks oil onto the floor. The owner keeps spending
Value Investing — Educational Series Imagine your grandfather slipped a ₹100 note into a steel almirah (cupboard) back in 1995 and then forgot all about it. Today you open that almirah and there it is — the same note, crisp
Value Investing — Educational Series Walk into your nearest kirana shop (the small neighbourhood grocery) and look at the salt. Often there are two choices. One is loose salt, scooped from a sack, with no name on it. The other
Value Investing — Educational Series Think back to your school days. There was always one classmate who was frighteningly clever — the topper who solved every maths problem in seconds and remembered every date in history. And there was another,
Value Investing — Educational Series Think about your own mobile phone for a moment. Every month, almost without noticing, you recharge it. You pay your operator, the phone keeps working, and a few weeks later you pay again. You will
Value Investing — Educational Series Imagine you buy a small flat in your city for ₹50 lakh. You plan to keep it for twenty years. A few months later, a property dealer knocks on your door and says, “Prices have
Value Investing — Educational Series Imagine a farmer in a village waiting for the perfect day to sow his seeds. He worries the rain might come too early, or too late, or be too heavy. So he waits. He waits
Value Investing — Educational Series Watch: float and negative working capital, explained in about a minute. A caterer who spends your money first Think about a wedding caterer in your town. The wedding is two months away, but the family
Value Investing — Educational Series Imagine four friends open a small tea stall near a busy railway station. To keep it fair, they print 100 paper slips that say “I own a piece of this stall.” Each friend takes 25
Value Investing — Educational Series Imagine two neighbours in the same colony. Both start with ₹10 lakh of savings. The first one keeps it simple. He puts his money into a few good, steady businesses and a fixed deposit (an
Value Investing — Educational Series Your browser does not support the video tag. Imagine you save for years and buy a small flat in Pune. You give it out on rent. From that day, what do you check? You check
Peter Lynch warned that when companies spread into businesses they do not understand, diversification becomes ‘diworsification’. A plain-English lesson with the Coca-Cola and Kingfisher stories, and a simple three-step focus test.
Value Investing — Educational Series Think of the last time you walked into a big discount store like DMart with a small shopping list. The same one-kilo packet of toor dal, the same bar of soap, the same bottle of
Value Investing — Educational Series There is an old Hindi saying that every Indian grandmother seems to know: boond boond se sagar bharta hai — drop by drop, the ocean fills. It is the most honest description of wealth-building anyone